Occupational Accident
Offered by Amwins Underwriting
Trucking Occupational Accident Couriers Delivery Independent Contractors Owner Operator Workers Comp Subcontractors Artisan Contractors TransportationDescription
Unlike payroll employees, independent contractors are ineligible for workers’ compensation. Without proper insurance coverage, these millions of workers are at risk, as are their employers.
With Amwins Specialty Casualty Solutions’ Occupational Accident insurance program, there’s coverage to fit every need and budget. Decide which option is best for your client:
Advantage:
Broad coverage solution to give you a strategic advantage in the market.
- Generous limits
- Flexible terms
- Ancillary offerings
Essentials:
Economical coverage solution that gives you the essentials to protect your contractors and your company.
- Lower premiums (40-70% lower than workers' comp)
- Major accident protection
- Ideal for owner operators
Target classes:
- Healthcare, including: medical staffing agencies, home health providers, healthcare entities with 1099 professionals
- Construction, including: artisan contractors, subcontractors, tradespeaople
- Transportation, including: trucking, couriers & delivery, bus companies
Coverages:
- AD&D
- Accident medical expense reimbursement
- Temporary and permanent total disability benefits
- Contingent liability
- Optional non-occupational or 24-hour coverage, where permitted
- Customizable add-on protection with OccAcc Advantage
Availability:
- All states except NC, NV and NJ (if corporation)
Carrier Information
Non-Admitted
Rating A XIII
Rating By A.M. Best
Listing Contacts
Nancy Timmons Vice President
+1 more contactOffered By
Availability 50 states + DC
Covered
Not Covered
