Hotels & Motels
Offered by Orchid Insurance
Hotel Package Hotel Motel Motels Hotels Business Owners Policy Monoline Commercial InsuranceDescription
Orchid’s BOP program for Hotels & Motels covers your insured’s boutique beachside motels to their large, multi-story resorts, all with no restrictions on distance to coast for wind coverage. Does your insured’s hotel/motel offer breakfast? We can offer spoilage sub-limits to cover this exposure. Does your insured’s hotel/motel have a pool or an outside cabana area? We can offer outdoor property limits to make sure these items are properly insured in the event of a loss. Whatever the specific needs of your insured’s hotel/motel, Orchid has you covered.
Product Highlights
• Business Owners Policy and Monoline Property policy types available
• Up to $15 million per location, and $25 million per policy in coverage
• Up to $1 million / $2 million in General Liability Limits
• Includes the Orchid Premier Endorsement to enhance certain coverages such as Spoilage, Ordinance or Law, Outdoor Property, Employee Dishonesty, Water Backup, Outdoor Sign, Debris Removal, etc.
• Year of construction- 1950 and newer; 1900 in the Northeast, Charleston, & New Orleans
Target Risks
• Hotels & Motels with or without restaurants, pools or beaches
Unique Features
• Include Wind coverage without any restriction on distance to coast
• BOP policies offered with TIV limits up to $15 million per building
• Online submission process to increase quick turn-around times
Optional/ Additional Coverages
• Equipment Breakdown
• Ordinance or Law
• Outdoor Property
• Water Backup
• Employee Dishonesty
• Wind Driven Rain
• Hired and Non Owned Auto
• Assault & Battery*
Submitting your risk to Orchid has never been easier. Simply e-mail your commercial submissions (ACORD'S, SOV's, Supplementals, Loss Runs, etc...) to commercialsubmissions@orchidinsurance.com.
Details
Appointment Required
Carrier Information
Multiple Markets Available
Admitted
Non-Admitted
Rating A- or Better
Rating By A.M. Best
Listing Contact
Marketing Department
Offered By

Availability 50 states + DC
Covered
Not Covered