Wind Only

Offered by Orchid Insurance

Wind Wind Exposed Property Personal Lines Wind Only


 In an effort to limit exposures in coastal counties, carriers may offer homeowners coverage without the peril of windstorm included. In cases like this, you can offer your client a separate Wind-only policy. This policy covers damage from hail and wind storms, regardless of whether the damage came from a named storm or everyday storm. There are no other perils covered with this type of policy.

Key Features

  • Our Wind Only minimum is as low as $250,000 in most states
  • Flexibility in our coverage limits as long as they do not exceed the maximum values of:
  • Coverage B 30% of Coverage A
  • Coverage C 70% of Coverage A
  • Coverage D 30% of Coverage A
 The Orchid Difference
  • Flexible deductible options as low as 1% in some states
  • Ability to write multi-family dwelling with a maximum of 4 families
  • Can write Protection Class 9 or 10 risk with the appropriate questionnaire completed


Has Pen

Appointment Required

Carrier Information

Multiple Markets Available


Rating A- or Better

Rating By A.M. Best

Listing Contact

Marketing Department

Offered By

Orchid Insurance

32 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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