Excavation/Grading of Land
Offered by QuoteWell
Child Care Day Care Child Abduction Preschools Child Welfare Home Day CareDescription
QuoteWell provides insurance solutions for daycare and childcare facilities when admitted markets are not a fit. Coverage is designed to address key exposures including liability, property, and abuse-related risks.
Submission Requirements
-
ACORD applications
-
Five years of loss runs
-
Daycare supplemental application
-
Licensed student count and average daily attendance
-
Preferred: target premium and any admitted markets quoting
Minimum Premiums
-
General Liability: $750
-
Property: $750 in package / $2,500 monoline
-
Package: $3,500
Prohibited Risks
-
Abuse, neglect, or molestation allegations or lawsuits
-
Inadequate teacher-to-student ratios
-
No employee background checks
-
Missing or improper state licensing
-
Hazardous or recalled electrical panels (Federal Pacific, Stab-Lok, recalled Square D)
Coverage Enhancements
-
Errors & Omissions
-
Sexual Abuse and Molestation (sublimit available)
-
Additional Insured, Waiver of Subrogation
-
30-day Notice of Cancellation
Lines of Business
-
General Liability
-
Property
-
Package (GL + Property)
-
Deductible buy-downs
-
Cyber Liability
Target Risks
-
150 licensed students or fewer per location
-
No pool or swimming exposures
-
Property TIV under $2.5M
Details
Carrier Information
Various Carriers
Rating A+
Rating By A.M. Best
Offered By
Availability 50 states + DC
Covered
Not Covered
