Orchid can provide coverage on Pharmacies to protect your insured in the event of a loss. Since many medications need to be refrigerated, we can offer spoilage sublimits which will protect your insured if they were to suffer a spoilage loss due to breakdown, contamination, or a power outage. If your insured owns the building they operate out of, we can cover the building itself, including wind, with no restriction on distance to coast. We can also cover your insured’s business personal property and loss of business income, as well as many other additional coverages!
• Monoline Property Policy types available
• Up to $15 million per location and $25 million per policy coverage
• Up to $1 million/ $2 million in General Liability Limits
• Includes the Orchid Premier Endorsement to enhance certain coverages such as Outdoor Property, Employment Dishonesty, Water Backup, Outdoor Sign, Debris Removal, etc.
• 1950 and newer year built and 1900 in some areas on all construction types
• Proprietary programs can only be accessed through Orchid
• Include Wind coverage without any restriction on distance to coast
• Online submission process to increase quick turn-around times
Optional/ Additional Coverages
• Equipment Breakdown
• Ordinance or Law
• Outdoor Property
• Water Backup
• Employee Dishonesty
• Wind Driven Rain
Submitting your risk to Orchid has never been easier. Simply e-mail your commercial submissions (ACORD'S, SOV's, Supplementals, Loss Runs, etc...) to email@example.com.
Multiple Markets Available
Rating A- or Better
Rating By A.M. Best
Forrest Nulton Marketing Rep+1 more contact
29 listings in 50 states + DCView Company
Availability 50 states + DC