Commercial Builder's Risk

Offered by Orchid Insurance

Construction Engineering Firms Commercial Builders Risk Renovation


Commercial Builder’s Risk is an Orchid Insurance product designed to protect the project owner or the general contractor’s insurable interest when completing a ground up or renovation construction project. Orchid usually writes on an all-risks basis and coverage applies not only to property at the construction site, but also to property in transit and at off-site locations. From the day construction starts to the day the insured obtains a certificate of occupancy, having Orchid's Builder’s Risk coverage is crucial to the financial security of the insured.

 Product Highlights

  • Broad All Risk Coverage Form
  • Ability to quote primary, lead, quota share and excess
  • No restrictions on distance to coast
  • Up to $150 million Windstorm capacity
  • Up to $300 million TIV capacity Target Risks

Target Risks

  • Construction All Risks
  • Engineering All Risks
  • Renovation Projects (structural and non-structural)
  • Master Programs (multiple projects under one policy)
Information Required to Quote
  • Completed Builder’s Risk application with values, project location and requested coverages
  • Construction schedule, drawings and related contract documents
  • Soil or Geotechnical Report
  • 5 years Contractor Loss History


Appointment Required

Carrier Information

Multiple Markets Available



Rating A- or Better

Rating By A.M. Best

Listing Contact

Marketing Department

Offered By

Orchid Insurance

40 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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