Offered by Osprey Underwriters

Associations Townhome Associations Community Association D&O Trade Associations Homeowners Associations (HOAs) Condominium Associations Condo Associations Leagues And Associations Community Associations Condo Association Package


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Our Nonprofit Package team has the ability to package multiple coverage lines for small to mid-size non-profits nationwide. Coverage options include: directors and officers, employment practices liability, general liability (with abuse and molestation and optional hired and non-owned auto), property coverage, professional liability, special events, crime and liquor liability.

BUSINESS ASSOCIATIONS: Meetings and networking events for business membership organizations, chambers of commerce, professional associations and trade associations. Blanket special event coverage to handle frequent fundraising activities. Educational enhancement endorsement is included to cover business seminars and instructional workshops. Abuse and molestation coverage available up to $1M.

CHARITIES: Arts and cultural support, booster clubs, foundations and parent/teacher associations. Blanket special event coverage and extend coverage to concessionaire activities. Abuse and molestation coverage offered up to $1M to support youth-focused organizations and fulfill school requirements. Educational enhancement endorsement is available for seminars and workshops.

CONDO/HOMEOWNERS ASSOCIATIONS: Broad eligibility for a variety of amenities including pools, lakes, and beaches. Property coverage up to $1.5 million total insurable value (TIV) and address dwellings converted into condominium associations in major metropolitan cities.

FRATERNAL CLUBS: Nonprofit clubs and private membership organizations; auxiliary groups, cultural organizations, ethnic clubs, hobby clubs, military private membership groups, social clubs, veteran organizations and clubs of many varieties. Commercial liquor liability with assault and battery coverage available.

NONPROFIT PREMISES PREFERRED: Nonprofit organizations that only require premises liability to comply with lease requirements. The landlord can be added as an additional insured for no additional premium.

NONPROFIT UMBRELLA / EXCESS GENERAL LIABILITY: Available over risks matching our underlying appetite. No Self Insured Retention (SIR) required and coverage can be extended over the nonprofit directors and officers policy. Minimum attachment point is $1M for commercial umbrella and $500K for excess commercial liability.

SPORTS ORGANIZATIONS: Organized adult and youth sports teams, camps, clinics and multi-sport associations. Abuse and molestation, inland marine and assault or battery coverage available. Athletic participant coverage available for youth sports.

SPECIAL EVENTS: For standalone event coverage, can provide general liability and/or liquor liability for events with up to 10K attendees per day. Property owners can be added as additional insureds at no extra cost. Preferred pricing for host liquor liability is available in many states.


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Osprey Underwriters

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Osprey Underwriters

20 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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