Umbrella Excess Liability

Offered by First Choice Ins. Intermediaries, Inc.

Umbrella Excess Excess Liability


Commercial umbrella liability insurance is an important part of a commercial insurance program. The Umbrella Policy provides limits that are over the insured's primary liability coverage such as their general liability, automobile liability, and employer's liability policies.

Umbrellas also may provide protection to insureds from exclusions and gaps that exist in their primary liability insurance. A typical commercial umbrella liability policy may offer features such as worldwide coverage, personal injury coverage, blanket contractual liability protection (for both written and oral agreements), care, custody, and control coverage, non-owned aircraft liability, watercraft liability, advertisers liability, liquor law liability, XCU liability and an extension of protection to additional insured.

Umbrella Coverage is available for most GL Classes.

What is Required / Forms

  • Acord Form 131 Umbrella / Excess Liability
  • Also company supplemental form may be required based on class of business.
  • Current Valued Loss Runs with a minimum of 3 years (5 years preferred)

If Available:

  • Copy of current policy or explanation of the type of coverage currently provided.
  • Expiring premium or target premium.

Coverage: Third Party Liability coverage
Deductibles: Underlying Primary Third Party Liability Coverage


Appointment Required

Carrier Information


Rating A Rated

Rating By AM Best

Offered By

First Choice Ins. Intermediaries, Inc.

9 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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