Excess Commercial Flood Insurance
Offered by AFR Insurance Services
Flood Flood Zone Certification Flooring Workers Comp Commercial Flood Excess FloodDescription
- Powerful Solutions, Personal Approach -
At AFR Insurance Services, we deliver specialized excess commercial flood insurance solutions backed by deep flood expertise, broad market access, and responsive underwriting support. With more than 30 years in the flood business, AFR helps P&C agents structure layered flood programs that protect complex commercial risks while simplifying placement for their clients.
- Building limits up to $30 million
- Contents limits up to $5 million
- Multiple deductible options available
- Coverage solutions for single locations and multi-property schedules
- Broad underwriting appetite for complex risks
Available Coverage Benefits
- Real Property
- Improvements and Betterments Coverage
- Replacement Cost Coverage for building and contents
- Business Income Coverage for commercial policies
- INB & BI for leased properties
- Builders Risk Coverage
- Coverage options designed to compliment NFIP and private primary flood policies
As a coverholder for Lloyd's of London, AFR provides access to private excess flood solutions designed for commercial properties with higher values, complex exposures, or coverage gaps that exceed NFIP limitations. All policies are individually rated based on the property's location, elevation, flood zone, number of stories, construction type, foundation type and history.
Target Properties
- Hotels/motels
- Shopping centers
- Restaurants
- Light manufacturing
- Apartment complexes
- Office buildings
All other properties can be submitted for approval. We also have the ability to schedule multiple buildings/locations on one policy.
Experience broad market access backed by the leaders in the flood insurance space. At AFR, we operate from the understanding that your success is our success. We’ve built a lasting reputation by delivering responsive service, consultative expertise, and tailored flood solutions that help agencies protect and grow their commercial accounts.
Put AFR in your corner. Get Appointed
Details
Has Pen
Appointment Required
Carrier Information
Non-Admitted
Rating A or better
Rating By AM Best
Listing Contact
Johnny Catalano Agency Account Executive
Offered By
Availability 50 states + DC
Covered
Not Covered
