Excess Flood Insurance
Offered by AFR Insurance Services
Flood Excess Flood Private Flood Commercial Flood Residential Flood Flood DeductibleDescription
At AFR Insurance Services, we help P&C agents protect high-value residential and commercial risks with flexible excess flood insurance solutions designed to go beyond NFIP and primary flood policy limitations. Backed by more than 30 years of flood expertise, AFR delivers responsive underwriting support, broad market access, and tailored excess flood structures for complex property exposures.
Whether your client needs additional capacity for a luxury home, layered protection for a commercial portfolio, or higher limits for high-value properties, AFR provides solutions built to meet today’s evolving flood risks.
- Excess flood limits available up to $30 million
- Flexible attachment points and deductible options
- Residential and commercial solutions available
- Coverage designed to sit above NFIP or private primary flood policies
- Multi-location scheduling available for qualifying accounts
- Excess building coverage
- Excess contents coverage
- Replacement Cost Coverage for building and contents
- Business Income Coverage for commercial risks
- Additional Living Expense coverage for residential properties
- Improvements & Betterments Coverage
- Builders Risk Coverage options
- Ingress/Egress, Business Interruption & Extra Expense options
- Flexible underwriting for high-value properties
As a coverholder for Lloyd's of London, AFR provides access to private excess flood insurance markets that help agents address coverage gaps created by NFIP limitations and rising property values. Policies are individually underwritten based on factors including location, elevation, flood zone, occupancy, construction type, catastrophe exposure, and prior loss history.
Experience broad market access backed by leaders in the flood insurance space. At AFR, we operate from the understanding that your success is our success. We’ve built a lasting reputation by delivering responsive service, consultative expertise, and tailored flood solutions that help agencies better protect and grow their books of business.
Put AFR in your corner. Get Appointed.
Details
Has Pen
Appointment Required
Carrier Information
Non-Admitted
Rating A or better
Rating By AM Best
Listing Contacts
Chris Catalano Account Executive
+2 more contactsOffered By
Availability 50 states + DC
Covered
Not Covered
