Description
An insurance program designed to address the distinct judicial liability and employment practices exposures faced by state judge, such as judicial liability claims, employment practices allegations. administrative and disciplinary proceedings and other professional liability exposures tied to judicial service.
Send state judges application to: RPS.JamisonLegal@rpsins.com
Coverage highlights:
- Policy is a "claims-made and reported" form, providing coverage for claims that are first made against the insured judge and reported to the Company during the policy period or extended reporting period.
- Coverage applies to judicial liability claims, including suits or arbitration, arising out of acts in the insured judge's official judicial capacity, and to employment practices claims, including administrative, investigative, Equal Employment Opportunity Commission (EEOC) or other proceedings, alleging wrongful employment practices.
- Coverage is provided for acts taking place prior to the policy period if, before the inception of the first judges professional liability insurance policy issued by the Company, the insured judge had no reasonable basis to believe that such acts might reasonably be expected to be the basis of a future claim.
- Defense is provided for disciplinary proceedings against the insured judge.
- A limit of liability of $1,000,000 each claim and annual aggregate, with no deductible, is provided for damages and claim expenses arising out of judicial liability claims, and for claims expenses arising out of the defense of disciplinary proceedings.
- An "employment practices claim sub-limit of liability" in the amount of $200,000 annual aggregate, with no deductible, is provided for employment practices claims, including damages and claim expenses.
- Claims cannot be settled without the insured judge's written consent.
- Experienced defense counsel is appointed by the insurance company.
- The typical policy outlined above has premiums as low as $2,109 plus applicable fees.
Submission Requirements
- IP/Patent/Legal Aid Services – Can provide a premium estimate off a competitor’s app or questionnaire
- State Judges specific program one page application
- Our application is required once ready to bind coverage
- Loss runs if any claims
- Expiring coverage/endorsements
Listing Contact
Thomasina Peele Senior Vice President/Program Manager
Offered By
Availability 50 states + DC
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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