Specialized Agricultural Workers' Compensation Access
Offered by BindDesk Insurance Services
Agriculture Agribusiness Workers Compensation Farm Labor Contractor Migrant Workers Cannabis Grow Operations H2A Farm Machinery Operators Orchards VineyardsDescription
Why RISICO
• Broad ag class appetite: row crops, orchards, vineyards, berries, dairies, wineries, almonds, grain, nuts, cotton ginning, detasseling, livestock, growers, packers, shippers, ag warehousing, light food manufacturing, and specialty processing.
• Real H-2A and Farm Labor Contractor (FLC) expertise — a niche most markets won't touch, and certain H-2A exposures are accepted where others decline outright.
• Emerging appetite for cannabis cultivation operations.
• Flexible premium range: as low as $7,000–$10,000 to start, with no maximum — we've bound accounts as large as $5.7M.
• Complex or hard-to-place risks referred through AmTrust are also in appetite.
• Competitive, tiered commission structure that scales as your book grows.
• Claims handled in-house, nationally, by a growing dedicated adjusting team — not outsourced, not offshored.
• Enhanced loss control and risk services on accounts above $50,000 premium.
• Fast underwriting turnaround — quotes typically in days, not weeks.
• A digital submission portal is rolling out for document upload and status tracking; in the meantime, phone and email access to underwriters who actually know agriculture.
• A dividend program rewarding top-performing risks is in development for later this year.
Not in appetite: equine risks and traditional ranch day labor.
Who Should Reach Out
Independent, non-captive brokers and agencies with genuine agricultural business — not crop-insurance-only shops — who have workers' compensation accounts (or prospects) in states outside California and Florida. If you've got an ag risk your current market is struggling to price competitively, we want to see it.
Send Us Your Next Submission
Robert Young — Workers' Compensation Division Lead
BindDesk Insurance Services
619-840-2925
robert@binddesk.com
Listing Contact
Robert Young Workers' Compensation Division Lead
Offered By
Availability 49 states
Covered
Not Covered
