Offered by The American Equity Underwriters, Inc.

USL&H Marine Artisan Ship Repair Ship Yards Marine Workers Comp


The American Equity Underwriters, Inc. (AEU) is the program administrator of the American Longshore Mutual Association Ltd (ALMA), a group self-insurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers’ Compensation Act. 

Shipbuilders, ship repairers, marine terminal operators, stevedores, marine contractors and other waterfront employers may apply for ALMA membership through their insurance broker.  


  • United States Longshore & Harbor Workers’ Compensation Act
  • Defense Base Act
  • Outer Continental Shelf Lands Act
  • Nonappropriated Fund Instrumentalities Act

Plans Include

  • First Dollar
  • Single and Multi-year Programs
  • Loss-Sensitive Plans
  • Deductible
  • Excess Over Qualified Self-Insurance


  • Federal Acts: Statutory
  • Employer’s Liability: $1,000,000

Target Classes

A minimum of 10% of the company’s payroll must be USL&H exposure (unless incidental-only) 

  • Ship Builders
  • Stevedores
  • Terminal Operators
  • Barge Repairers
  • Marine Construction
  • Ship Repairers
  • Steamship Agents
  • Luxury Yacht Builders
  • Coal Docks
  • Offshore Industries

The below preferred classes may also have USL&H (possibly incidental-only) exposure:

  • Heating and A/C Contractors
  • Engine Repair
  • Fire Extinguisher Servicing
  • Sheet Metal Work
  • Architects and Engineers
  • Refrigeration Repair
  • Pest Control
  • Carpentry
  • Electricians
  • Welders
  • Painters
  • Wallboard Installation
  • Communications Repair
  • Crane Installations and Repair
  • Concrete/Cement Work


$10K Minimum Premium

Has Pen

Carrier Information

American Longshore Mutual Association

Rating Not required; U.S. Department of Labor Approved

Listing Contact

Marketing Department

Offered By

The American Equity Underwriters, Inc.

6 listings in 50 states + DC

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Availability 50 states + DC

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Not Covered

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