Excess Casualty
Offered by James River Insurance Company
Excess Liability Liquor Liability Firearm Manufacturing Sporting Goods Commercial Contractors Habitational Restaurants Special Events Recreational Facilities ManufacturersDescription
Excess Casualty & Excess Casualty Express
At James River, we handle Excess Casualty risks both large and small. We have a team dedicated to handling your small excess risks in our Excess Casualty Express area.
Excess Casualty
TARGET CLASSES:
- Auto, Bus or Truck Parts Mfg (including critical parts)
- Building Materials Manufacturing & Distribution
- Commercial & Residential Contractors (GC's, Developers and Specialty Trades)
- Contractors & Farm Equipment Rental
- Electric Car Manufacturing
- Food Processors / Seafood Processors
- Forest Products including Pulp, Paper, Lumber, Wood Products
- Habitational (Subsidized, Student, Senior)
- Heavy/Industrial Machinery and Equipment Manufacturing
- HNOA Liability for delivery, app-based, on-demand mobile services
- Nightclubs/Gentlemen's Clubs
- Property Owners-Diversified Holdings
- Recreational Facilities, Resorts
- Restaurants, Bars, Taverns
- Sporting Goods Manufacturers
- Tire Recapping/Retreading
- Tire/Wheel Manufacturing
- Tobacco Products Manufacturing
- Occurrence or Claims-Made Follow-form (Prior Acts available)
- Flexibility on forms, terms and conditions
- Auto Buffer excess available
- Typical Risk Size: $30,000
This segment of Excess Casualty focuses on premises-driven (OL & T) accounts and small, artisan contractors. Basic policy form and ease of handling are essential. 24 to 48 - hour turnaround with designated Excess Casualty Express underwriter.
SAMPLE TARGET CLASSES:
- Apartments
- Restaurants (with no alcohol)
- Artisan, Trade Contractors
- Office Buildings
- Homeowners Associations & Condo Associations
- Strip Malls, Shopping Centers
- Property Owners
- Hotels/Motels
- Warehouses
- Vacant Buildings
AVAILABLE COVERAGES:
- Follow-form Excess Liability over single or multiple underlying covers
- Able to include Employee Benefits, Employers Liability or Stop Gap
- Max number of auto units allowed: 10 (MUST BE UNDER 20,000 Lbs GVW)
- Incidental Hired & Non-Owned coverage available for Eligible classes
Offered By
Availability 50 states + DC
Covered
Not Covered