Excess Casualty

Offered by James River Insurance Company

Excess Liability Liquor Liability Firearm Manufacturing Sporting Goods Commercial Contractors Habitational Restaurants Special Events Recreational Facilities Manufacturers


Excess Casualty & Excess Casualty Express

At James River, we handle Excess Casualty risks both large and small. We have a team dedicated to handling your small excess risks in our Excess Casualty Express area.

Excess Casualty


  • Auto, Bus or Truck Parts Mfg (including critical parts)
  • Building Materials Manufacturing & Distribution 
  • Commercial & Residential Contractors (GC's, Developers and Specialty Trades)
  • Contractors & Farm Equipment Rental
  • Electric Car Manufacturing
  • Food Processors / Seafood Processors
  • Forest Products including Pulp, Paper, Lumber, Wood Products
  • Habitational (Subsidized, Student, Senior)
  • Heavy/Industrial Machinery and Equipment Manufacturing
  • HNOA Liability for delivery, app-based, on-demand mobile services
  • Nightclubs/Gentlemen's Clubs
  • Property Owners-Diversified Holdings
  • Recreational Facilities, Resorts
  • Restaurants, Bars, Taverns
  • Sporting Goods Manufacturers
  • Tire Recapping/Retreading
  • Tire/Wheel Manufacturing
  • Tobacco Products Manufacturing
  • Occurrence or Claims-Made Follow-form (Prior Acts available)
  • Flexibility on forms, terms and conditions
  • Auto Buffer excess available
  • Typical Risk Size: $30,000

Excess Casualty Express

This segment of Excess Casualty focuses on premises-driven (OL & T) accounts and small, artisan contractors.  Basic policy form and ease of handling are essential.  24 to 48 - hour turnaround with designated Excess Casualty Express underwriter.

  • Apartments
  • Restaurants (with no alcohol)
  • Artisan, Trade Contractors
  • Office Buildings
  • Homeowners Associations & Condo Associations
  • Strip Malls, Shopping Centers
  • Property Owners
  • Hotels/Motels
  • Warehouses
  • Vacant Buildings


  • Follow-form Excess Liability over single or multiple underlying covers
  • Able to include Employee Benefits, Employers Liability or Stop Gap
  • Max number of auto units allowed: 10 (MUST BE UNDER 20,000 Lbs GVW)
  • Incidental Hired & Non-Owned coverage available for Eligible classes

Offered By

James River Insurance Company

10 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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