Commercial Wind/Hail
Offered by International Catastrophe Insurance Managers, LLC (ICAT)
Description
Eligible states generally include the Tier 1 and 2 counties proximate to the coast in Texas, Louisiana, Mississippi, Alabama, all of Florida, Georgia, South Carolina, North Carolina, Virginia, Maryland, Delaware, New Jersey, New York, Connecticut, Rhode Island, Massachusetts, New Hampshire and Maine.
Wind/Hail and DIC coverage is provided on Buildings, Business Personal Property, Tenant Improvements or Betterments, Business Income/Rental Value and/or Additional Property Coverage (signs, pools, fences, etc.). Optional coverage includes: Ordinance or Law, Mold Clean-Up and Removal and TRIA.
Target Accounts for the Commercial Wind/Hail program are commercial habitational (condominiums and apartments), offices and retail and hotels/motels, with many other occupancies eligible. Accounts are typically less than $100,000,000 in total insured value.
ICAT’s website offers full-limits quotes for accounts with smaller TIVs; our Middle Market Business Unit offers full limits or primary, buffer or excess layers. Specific guidelines and per-risk capacity vary by territory and are based upon account risk characteristics.
Details
Has Pen
Offered By
Availability 19 states
Covered
Not Covered