Veterinary and Animal Services

Offered by Safehold Special Risk

Pet Groomers Humane Societies Animal Shelters Equine Operations Veterinary Veterinary Hospitals Mobile Veterinary Pet Pet Trainers


Veterinary and animal service organizations have unique needs when it comes to protecting their organizations from risk of loss. Safehold Special Risk offers coverage specially designed to meet these needs while maintaining affordable, competitive prices with a highly rated insurer. Our experienced team is skilled and knowledgeable about the various options available to licensed veterinarians and others devoted to animal welfare and services.

Eligible Classes

  • Veterinary practices primarily devoted to the care and treatment of household pets
  • Mixed practices with large animal and equine operations
  • Specialty veterinary hospitals, including 24 hour emergency hospitals
  • Mobile veterinary practices
  • Veterinary behaviorists
  • Pet day cares and pet lodging
  • Pet groomers
  • Pet trainers
  • Humane Societies, SPCA's and other animal shelters and welfare organizationswith veterinary and shelter/kennel exposures may be considered

  • Workers' Compensation
  • Business Owners' Policy (BOP)
  • Professional Liability
  • Business Auto
  • Umbrella
Additional Coverages

  • Directors' and Officers' Liability
  • Employment Related Practices
  • Network Security and Privacy (Cyber)
Special Features for Professional Liability

We negotiated hard-to-find features in our professional liability coverage, such as elimination of the so-called “hammer clause,” which means no settlement without the veterinarian's written consent. This gives the insured the right to defend their reputation by refusing recommended claim settlements by the insurance company. We also provide access to legal defense coverage if the insured is required to defend license challenges from the veterinary licensing board.

  • EXTRA Endorsements: The wide array of additional and expanded coverage designed for veterinary practices makes it more broad and economical than purchasing coverage separately through normal insurance policies.
  • Professional Liability: Our Business Owners' Policy (BOP) makes available separate limits up to $2 million per occurrence, with a maximum aggregate of $4 million per year. Our expanded definition of “who is covered” addresses the exposures of modern practices and organizations. In addition, we can offer Professional Liability on a stand-alone basis outside of the BOP.
  • License Defense: We provide up to $100,000 per year for legal expenses incurred defending complaints brought by the state licensing board.
  • Animal Bailee: Automatic coverage for an animal dying, being injured or lost while in your custody. No limit on the number of animals in each claim.
  • Emergency Relocation: Extended coverage for the expense of relocating boarded animals to safety.


Appointment Required

Carrier Information


Rating A- Rated, or higher

Rating By A.M. Best

Listing Contact

Victoria Jones Sales & Marketing

Offered By

Safehold Special Risk

10 listings in 50 states + DC

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Availability 48 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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