Dwelling Fire Insurance

Offered by Foremost

Dwelling Fire Rental Dwelling Specialty Homeowner DP1 DP3 Secondary Home Low Value Homeowners Older Homes Prior Loss


A Foremost® Dwelling Fire policy is an ideal solution when the owner doesn't quite qualify for “standard” or “preferred” insurance. Foremost covers the following kinds of properties and risks in the Dwelling Fire program:
• Primary residences, seasonal and secondary homes
• Older or lower-value homes
• Homes with minor cosmetic conditions

We offer a broad range of personal insurance products including auto, manufactured home, specialty homeowners, landlord or rental property, seasonal or vacant property, motor home, travel trailer, motorcycle, off-road vehicle, snowmobile, boat, personal watercraft and collectible auto.

Product availability is based on authority and all products may not be available in all areas.
• Customers with credit or loss issues
• Customers who have been declined, cancelled or non-renewed by another insurance company

Our Dwelling Fire program consists of two product choices offering different levels of coverage. Dwelling Fire One and Dwelling Fire Three allow customers to create a policy based on the desired level of coverage and payment needs.

• Dwelling Fire One policies are similar to a DP-1 policy. The policies are specifically designed for the unique needs of landlord, owner-occupied, or vacant properties. These policies are Named Peril with an Agreed Loss settlement in case of a covered total loss (available in most states).

• Dwelling Fire Three policies are similar to a DP-3 policy, for landlord or owner-occupied customers who want Comprehensive coverage on the dwelling. This policy also has an Agreed Loss settlement (available in most states). Replacement Cost (RC) coverage on the dwelling and personal property is optional.

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7 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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