Homeowners HO3, HO6, DP3

Offered by London Underwriters, LLC

Homeowners HO3 Liability Wind Dwelling HO6 DP3 Hail Trusts Medical Expenses


Classes of Business:

Our Program is available through our Point of sale portal that for agencies to quote, submit & bind through ourAM Best "A" rated carrier.– AL, FL, TX, CA & MI

Age of Property:

• For homes/dwellings less than 25 years old, no updates required

• For all homes/dwellings 25 yrs.or older, full updates required within the past 25yrs.

• 4 Point Inspection required for all homes/dwellings older than 25 years

Coverage- HO3, HO6 & DP3:

• Liability and Medical Expense coverage is available.

• Perils of Wind/Hail coverage are available under separate Policy Form in the states of AL, FL & TX

• Perils of Wind/Hail are INCLUDED in the states of CA & MI .

• Flood, and Earthquake are EXCLUDED in all states

• Max TIV at a single location cannot exceed $5,000,000 -Max TIV at all locations $20M

• $1,000 Deductible for risks under $1,000,000,TIV

•$2,500 Deductible for all risks over $1,000,000 in TIV

Acceptable Named Insureds Include: Estate/Trusts, Corporations, Foreign Corporations, LLCs/LTDs/LLPs,Individual(s), Joint Ventures, Partnerships, Financial Institutions, Condo & HOA's,Contractor/Developer, Multiple Ownerships. Owner or Tennant occupied.


• Acceptable types include: Frame, Masonry, Superior, Fire Resistive, Masonry Non Combustible

• Acceptable occupancy includes Single Dwelling, Duplex, Triplex, & Four-Plex.

• Home/Dwelling under construction are UNACCEPTABLE (Builders Risk Forms are available)

• Manufactured/Mobile Home are UNACCEPTABLE

Unacceptable Claims History

• More than 30% Combined Loss Ratio over past 3 years

• Properties with Existing Damage and/or more than 3 claims in past 36 months

Low Minimum Premiums:

• Property (portion), excluding Wind/Hail- $250

• Including Wind/Hail- $500, GL (portion) $350


Appointment Required

Listing Contact

Daniel Feigenbaum CEO

Offered By

London Underwriters, LLC

10 listings in 50 states + DC

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Availability 5 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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