Our Program is available through our Point of sale portal that for agencies to quote, submit & bind through ourAM Best "A" rated carrier.– AL, FL, TX, CA & MI
Age of Property:
• For homes/dwellings less than 25 years old, no updates required
• For all homes/dwellings 25 yrs.or older, full updates required within the past 25yrs.
• 4 Point Inspection required for all homes/dwellings older than 25 years
Coverage- HO3, HO6 & DP3:
• Liability and Medical Expense coverage is available.
• Perils of Wind/Hail coverage are available under separate Policy Form in the states of AL, FL & TX
• Perils of Wind/Hail are INCLUDED in the states of CA & MI .
• Flood, and Earthquake are EXCLUDED in all states
• Max TIV at a single location cannot exceed $5,000,000 -Max TIV at all locations $20M
• $1,000 Deductible for risks under $1,000,000,TIV
•$2,500 Deductible for all risks over $1,000,000 in TIV
Acceptable Named Insureds Include: Estate/Trusts, Corporations, Foreign Corporations, LLCs/LTDs/LLPs,Individual(s), Joint Ventures, Partnerships, Financial Institutions, Condo & HOA's,Contractor/Developer, Multiple Ownerships. Owner or Tennant occupied.
• Acceptable types include: Frame, Masonry, Superior, Fire Resistive, Masonry Non Combustible
• Acceptable occupancy includes Single Dwelling, Duplex, Triplex, & Four-Plex.
• Home/Dwelling under construction are UNACCEPTABLE (Builders Risk Forms are available)
• Manufactured/Mobile Home are UNACCEPTABLE
Unacceptable Claims History
• More than 30% Combined Loss Ratio over past 3 years
• Properties with Existing Damage and/or more than 3 claims in past 36 months
Low Minimum Premiums:
• Property (portion), excluding Wind/Hail- $250
• Including Wind/Hail- $500, GL (portion) $350
Daniel Feigenbaum CEO
London Underwriters, LLC
10 listings in 50 states + DCView Company
Availability 5 states