Liquor Liability Program

Offered by Ohio E & S Agency


A toast to increased profits.

Offered by our specialty carrier, rated A+XV by A.M. Best. Eligible accounts include Restaurants, Bars/Taverns, Casinos, Clubs, Convenience Stores, Grocery Stores, Hotels/Motels, Package/Liquor Stores, Special Events, Breweries, Wineries and Liquor Manufacturers/Distributors whose employees have had alcohol awareness and server training.

• Available on a monoline or package basis.
• Low Minimum Premiums

Liquor Liability Coverage
• Primary Limits up to $1,000,000 Occurrence/$3,000,000 Aggregate
• No Deductible required
• Additional Interests available - $100 each
• Excess or Umbrella Limits up to $25,000,000 (Umbrella Coverage not available for monoline
Liquor Liability)

Underwriting Considerations
• Alcohol awareness training if serving alcohol (TIPS,TOPS)
• Prefer accounts where 50% or more of the clientele is
over age 30
• Credits available on specific accounts that have less than 25% of liquor sales in relation to total sales
• Assault and/or Battery Limited Liability Coverage Form (per event) included with $25,000/$50,000 Limits for Bars and Taverns (not applicable in CA, FL, HI, MI, MN, and TX)

Carrier Information



Offered By

Ohio E & S Agency

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Not Covered

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