Personal Lines
Offered by DeCotis Specialty Insurance
Coastal Property High Value Home Residential Flood Vacant Property Personal Articles Floaters Personal Umbrella Personal LiabilityDescription
Coastal, High-Value Homes & Dwelling:
• HO-3, HO-5, DP-3 policy forms for Primary, Secondary, Rental occupancies
• Risks prior claims, prior lapse of coverage, LLC, LP, Trust, estates names acceptable.
• Coverage A limit up to $20Mil; liability limits up to $1Mil
Excess Homeowners Property:
• Limits up to $10Mil over $1Mil Coverage A
• Available for 1-4 Family homes, including coastal locations
• Historic homes, Hobby Farms, Mansions considered
Private Residential Flood:
Limits up to $5Mil Per Premise
1-to 4-family homes, rental dwelling, individual apartment/condo unit.
• Building & Contents (including Basement contents) and Other structures.
• Loss of use (primary only), debris removal, ordinance & law.
Vacant & Builders Risk
Instant Online Quote
• DP-1 and DP-3 policy forms.
• Property limits up to $4Mil TIV. Liability: $1Mil.
Personal Article Floater:
Eligible classes include fine art, jewelry, ski equipment, furs, silverware, golf clubs, furniture, coin collections, stamps, couture, sports & movie memorabilia, rare books, and other collectibles
Stand-Alone Personal Liability & Excess CPL up to $5Mil Limit
Personal Umbrella & Excess Liability: up to $10Mil
DeCotis Insurance Associates has many years experience of in-house underwriting and binding authority utilizing several programs as well as relationships with several brokerage carriers.
Carrier Information
Lloyd's of London
Listing Contact
Ludmila Koval Director Of Marketing
Offered By
Availability 22 states
Covered
Not Covered
