Habitational (East & West Coast)

Offered by DUAL Commercial, LLC

Apartments Habitational Homeowners Apartments Package Home Insurance Coastal Condo Property Condominiums Habitational Buildings


DUAL's Commercial Package and Monoline Coverage provides coverage for apartments, condos, co-ops, offices & mercantile/retail type exposures.

Coverage Area
Package & Monoline GL - CA, NY, NJ, OR, PN, WA.
Monoline GL only - All states except AK & HI

Program Highlight
All construction types
No year built restriction

Additional coverage includes hired & non-owned auto, equipment breakdown, sewer backup, lead coverage (NY only), crime, D&O liability, Flood/Earthquake 1M max on East Coast only, property enhancement endorsement, and employee benefits liability.

Ineligible Risks:
Aluminium wiring
Assisted living
Wood shake siding/roofing
Risks greater than 25% subsidized housing
Risks greater than 25% vacant
Student housing(Graduate students acceptable)
Vacant buildings
Armed security guards


$25M Maximum Limit

Has Pen

Appointment Required

Carrier Information

Certain Underwriters at Lloyds of London, an A.M. Best Rating: "AXV"



Rating A-

Rating By A.M. Best

Listing Contact

Greg Lyons Underwriter

Offered By

DUAL Commercial, LLC

10 listings in 50 states + DC

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Downloadable Files

Availability 47 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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