Coastal Property Program

Offered by Core Programs

Property Mercantile Hotel Motel Wind Only Hail Office Buildings Commercial Real Estate CAT Habitational Other Commercial Classes



Commercial property classifications including habitational, shopping centers, mercantile, hotel/motel, office buildings and other commercial classes.


TX, LA, MS, AL, FL (excl Dade, Broward, Palm Beach counties) GA, SC, NC, VA


Special OR Wind/Hail Cause of Loss Coverage only


Limits up to $5MM per location.

Maximum value per location $10MM

Other Information:

All construction classes (some distance to coast restrictions for frame)

Business income available

Ordinance or law available



No light metal buildings

Minimum distance from coastal water: 1,500 feet

Maximum roof age: 15 years old

Maximum number of stories: 3

Maximum business income limit: 50% of building limit

Minimum insurance to value: 90%

Carrier Information


Listing Contact

Michael Vonfabian

Offered By

Core Programs

4 listings in 48 states

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Availability 9 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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