Description
Home Inspectors may be held liable for actual or alleged improper home inspections. If a suit is brought against them, they must have a Home Inspectors Errors & Omissions (E&O) policy to cover any financial losses to defend or pay damages. Common allegations include negligence, failure to identify, improper inspection, or failure to disclose.CSRisks is a fully licensed surplus lines broker with multiple Certified Insurance Counselors on staff to assist you with all your Professional Liability Risk Management needs. You will get prompt, professional service from CSRisks' expert staff as they work diligently to define specific needs and develop key solutions based on each unique situation.
Coverages automatically included for Home Inspector Insurance:
Coverages automatically included for Home Inspector Insurance:
- General Liability limited to On-Premises Bodily Injury & Property Damage occurring at the inspection site - $500,000 sub limit Corporate Entity
- Commercial Inspections (if less than 10% of total revenue, coverage is provided automatically)
- Radon Testing
- Referring Party (covers parties for vicarious liability as a result of covered wrongful acts under the policy)
- Prior Acts (if included in your current policy)
- Automatic Tail (coverage for 60 days after policy expiration)
- Multiple Inspectors will be covered under ONE policy - there is no need for numerous policies ($1,000 - $1,500 per additional inspector)
- Tail Coverage (1-3 year tail option)
- Mold Coverage
- Water & Septic Inspections
- Pool & Spa Coverage
- WDI/Termite Inspections
- Lead Paint Inspections
- New Construction
- Code Compliance
- Phase Inspections
- Carbon Monoxide - including cracked heat exchange
- EIFS/Stucco
Listing Contact
Niccole Barnes Sr. Account Executive
Offered By
Availability 50 states
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
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Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
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New Hampshire
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Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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