Builder's Risk

Offered by Safehold Special Risk

Hotels Apartments Hospitality Schools Family Dwelling New Construction Commercial Construction Residential Construction Wind Deductible Buy Backs Condominiums


Our Builders' Risk program provides coverage for commercial and residential new construction and renovation. Our experienced underwriting team offers quick turnaround for quotes, coverage binders and policy issuance.


  • Admitted and non-admitted coverage countrywide
  • Comprehensive AAIS coverage forms
  • All risk – subject to policy exclusions
  • Flexible policy periods from 3-36 months
  • Critical CAT capacity for earthquake, flood, and coastal windstorm
  • Offered on a ground-up (100% written), primary, excess, and quota share basis
  • Rehabilitation/renovation projects involving non-structural/minor structural work
  • Delay in completion coverage available for soft costs/ additional construction expenses, rental income and business income
  • Project-specific coverages, reporting forms, and installation floater coverages
  • Dedicated team of experienced underwriters
  • Quick turnaround
Target Classes
  • Residential (1-4 family dwellings), including home builders reporting forms
  • Apartments, condominiums, group homes, and assisted living facilities
  • Commercial (offices, mercantile, and retail)
  • Hospitality (hotels and motels)
  • Institutional (schools, hospitals, municipal, and correctional facilities)
Minimum Deductible
  • $500 Minimum – varies, based on total insured value (TIV) and occupancy class


  • Up to $110,000,000 per risk (non-CAT) for project-specific risks – varies, based on construction type and occupancy class
  • Up to $1,000,000 per dwelling/$10,000,000 per occurrence for reporting forms


Appointment Required

Carrier Information



Rating A- Rated, or higher

Rating By A.M. Best

Listing Contact

Victoria Jones Sales & Marketing

Offered By

Safehold Special Risk

10 listings in 50 states + DC

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Downloadable Files

Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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