Monoline Business Auto

Offered by GMI Insurance Services

Contractors Contractors Vehicles Contractors Trucks Commerical Auto Business Auto Artisans Artisan Contractors Residential Contractors Contractor Auto Commercial Auto Fleet


GMI, a division of One80 Intermediaries, has been a premier writer of commercial auto insurance for over 40 years and has been writing Monoline Business Auto for the past two decades. Eligible accounts are automobile fleets that support business activities where the primary goal is to sell and distribute owned products, perform contracting operations, and provide services to customers.

Program Highlights
• Underwritten by A.M. Best “A” rated admitted carriers
• Minimum of two (2) vehicles
• Overall loss ratio of 40% or better for fleet accounts, 25% or better for non-fleet accounts
• Good drivers

Additional Coverage Highlights
• Additional Insured by Contract or Agreement
• Hired Auto Physical Damage coverage
• Towing and Labor
• Accidental Airbag Deployment coverage
• Loan/Lease Gap coverage
• Extended Cancellation Condition
• Vehicle Wrap coverage
• Audio Visual and Data Electronic Equipment coverage

Typical Classes
• Contractors
• Retailers
• Distributors
• Wholesalers
• Systems Installation

Typical Vehicles
• Private Passenger (PPT/PPV)
• Light Trucks
• Medium Trucks
• Heavy Trucks/Tractors
• Extra Heavy Trucks/Tractors
• Dump Trucks/Trailers

Typical Uses
• Product Delivery
• Service Calls
• Material/Equipment Delivery
• Sales Calls
• Product Installation
• Retail Delivery

Business Auto Enhancement Endorsement Available
Our Business Auto Enhancement Endorsement has been added to broaden the coverage in our standard auto policy. Coverage is combined under one endorsement and not available standalone.

Click here to learn more!


Has Pen

Appointment Required

Carrier Information


Rating A

Rating By A.M. Best

Listing Contact

Chris Lewis Underwriter

Offered By

GMI Insurance Services

6 listings in 50 states + DC

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Availability 47 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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