Hired and Non-Owned Auto Liability
Offered by General Star
Description
GenStar offers coverage for contingent and excess Hired and Non-Owned Auto Liability.
Risk Appetite:
• Excess of statutory limits, deductible/SIR, or excess of Commercial Auto policy
• Startup operations and established entities
• Sales fleets
• Select contractor risks
• Select livery risks
• Restaurant/Pizza delivery with more than 20 locations
• New Economy "app" based HNOA
• Miscellaneous delivery
- Liquor
- Drugstore
- Grocery
- Packages
Ineligible Exposures:
• Restaurants with 20 or less locations using their own employees or independent contractors as drivers. This size limitation does not apply to "app" based risks or layers in excess of the first layer of insurance.
• Ride Sharing - Coming Soon
Coverage:
• Contingent and excess Hired and Non-Owned Auto Liability in the first layer of insurance (primary or excess of a retention/deductible)
• Excess of a Commercial Auto policy
• Commercial General Liability on most risks
• Various Named Insured/Additional Insured Endorsements
• Waiver of Transfer of Rights of recovery against others to us
Risk Appetite:
• Excess of statutory limits, deductible/SIR, or excess of Commercial Auto policy
• Startup operations and established entities
• Sales fleets
• Select contractor risks
• Select livery risks
• Restaurant/Pizza delivery with more than 20 locations
• New Economy "app" based HNOA
• Miscellaneous delivery
- Liquor
- Drugstore
- Grocery
- Packages
Ineligible Exposures:
• Restaurants with 20 or less locations using their own employees or independent contractors as drivers. This size limitation does not apply to "app" based risks or layers in excess of the first layer of insurance.
• Ride Sharing - Coming Soon
Coverage:
• Contingent and excess Hired and Non-Owned Auto Liability in the first layer of insurance (primary or excess of a retention/deductible)
• Excess of a Commercial Auto policy
• Commercial General Liability on most risks
• Various Named Insured/Additional Insured Endorsements
• Waiver of Transfer of Rights of recovery against others to us
Offered By
Availability 50 states
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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