General Liability Insurance
Offered by Hiscox Insurance
GL General Liability Business Liability CoverageDescription
Why Hiscox?
- Fast and Simple:Â Get a quote in minutes online or by phone.
- Broad Appetite:Â Same-day coverage for 180+ professions.
- Instant Binding:Â Policy documents are emailed immediately.
- Direct Bill:Â Hiscox handles all servicing and billing.
- Automatic Renewal:Â Earn commission for the lifetime of the policy.*
*As long as you are the producer of record
What is general liability insurance?
General Liability (GL) insurance, sometimes called small business liability insurance or commercial liability insurance, provides insurance coverage for your business against claims made by others including bodily injury, damage to property, or personal injury.
Why do I need general liability insurance?
As a small business owner, you may be legally responsible if another person gets hurt or if their property is damaged while at your business or because of something you did. Make sure your business is properly protected against risks.You should consider general liability insurance coverage if you or your employees:
- Interact with clients face to face
- If you visit a client’s place of work, or clients visit yours, there is always the possibility someone could get hurt and require medical treatment.
- Have access to customer’s property
- If a customer’s property is damaged at your location or at a job site, general liability insurance could cover the cost to repair or replace it.
- Use advertising to market your company
- If you promote your company and accidentally use wording that is under copyright or trademark, general liability insurance could cover you if a claim occurs.
- Use third-party locations for business related activities
- If someone (other than you or an employee) is injured on a job site where you are responsible, general liability insurance could cover their medical costs.
- Require coverage in order to be considered for a project
- If you propose or bid on certain contracts, liability insurance could be a condition of the contract award.
Details
Carrier Information
Hiscox USA
Admitted
Rating A (Excellent)
Rating By A.M. Best
Listing Contact
Hiscox
Offered By
Availability 50 states
Covered
Not Covered
