Real Estate Investment Property Program

Offered by Blue River Underwriters

Commercial Property Property Real Estate Investors Rental Portfolio Investors Investment Property


If looking for a competitive edge and simplified approach to insuring investor property portfolios, this package program offers valued protection and flexibility in a streamlined manner.  Our real estate investor insurance is ideal for one- to four-unit family dwellings.  The program team at Blue River Underwriters is experienced in diverse property coverages to tailor the best approach to your dynamic portfolios and risk characteristics.

Some features of the Insuredge program include:

    • One policy for both property and general liability
    • One surplus lines tax filing
    • Monthly reporting available
    • Responsive claims handling

    Target Classes:

    Investment Properties of one- to four-unit family dwellings.  Other operations should be incidental to each account.

    Ineligible Risks:

    • Any property on barrier islands, with or without wind
    • Wood shake/shingle & T-lock roofs
    • Airbnb
    • Risks that have passenger transportation services
    • No section 8, HUD, Subsidized or Student Housing


    • Territory is the 48 contiguous United States

    Coverages offered:

    • Property and General Liability
    • Monoline Property
    • Wind/Hail
    • Flood
    • Earthquake
    • Property – $10MM per location – Higher limits available with referral
    • General liability limits – $1MM/$2MM – Higher limits available with referral
    • Minimum premium: $2,500
    • Minimum deductible: Varies
    • Non-admitted
    Submission Requirements:
    • Forms for a submission are available upon request for contact from the Program Administrator
    • Additional information required regarding private protection, sprinklers, and alarms at the locations

    Offered By

    Blue River Underwriters

    13 listings in 50 states + DC

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    Availability 50 states + DC

    Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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