Outdoor Recreational Insurance Program
Offered by RPS Programs
Shooting Ranges Hunting Lodge Outdoors Canoe Kayak Guide Outdoor Shooting Range Archery Ranges Hunting Clubs Guides & Outfitters Hiking DogsledDescription
Outdoor Recreational Insurance Program
At RPS, our dedicated team of experienced outdoors enthusiasts and insurance professionals work hard so others may play hard doing what they enjoy. We deliver an AM Best A+ Rated Carrier (admitted and non-admitted) and a longstanding program that offers comprehensive solutions to insureds who are in the rod/gun, guide/outfitter, resort/lodge, retail firearms and shooting range industries.
Features:
- AM Best A+ Rated Carrier
- Vast Industry Experience
Classes:
- Rod/Gun – clubs, indoor/outdoor rifle & pistol ranges, trap & skeet ranges
- Campgrounds / RV Parks
- Guides/Outfitters – hunting (including hog), fishing (including ice fishing), kayak & canoe, hiking/backpacking
- Resorts/Lodges – hunting & fishing, destination
- Gun Stores
- Shooting Ranges
- Skeet/Trap Shooting, Archery Range, Rifle/Pistol Ranges
Coverages:
Product: Property, general liability, inland marine, Hired and Non-owned auto, directors & officers, commercial auto, crime, cyber liability, and umbrella/excess
Property:
- Replacement cost & ACV valuation
- Property enhancement endorsement available
- Building coverage, business personal property coverage, equipment breakdown coverage, docks, ordinance of law coverage, business income, extra expense, spoilage and more are offered as coverage enhancements
- A minimum of 80% coinsurance required.
- Protection Classes 1-10
Inland Marine:- Owned, leased, or rented mobile equipment used in the Insured’s operation.
- I.E. Boats, ATV’s, Tools & Equipment
General Liability:- $1MM Per Occurrence
- $3MM Aggregate
- Umbrella: Up to $5MM
Commercial Auto:- Private passenger autos such as: cars, SUV’s, pick-up trucks, vans with 7 passengers or less
- Personal, commercial, retail & service use
- All vehicles must be licensed for road/street use
- 100 miles or less radius
- 20,000 lbs or less gross vehicle weight
- Hired & non-owned coverage can be included
- Symbols 7, 8 & 9 will be written
- Maximum combined single limit of $1MM
- Umbrella: Up to $5MM
Crime
Cyber Liability
- Up to $10MM
Certified Firearms Instructor Professional Liability
Bureau of Alcohol, Tobacco, Firearms, and Explosives Defense Costs
Submission Criteria:
- Completed ACORDs for all requested lines
- Supplemental application
- Website/Brochure of insured
- Four year’s currently valued loss runs
- Copy of the insured’s waiver
- Hunt/Lease application
Details
Has Pen
Listing Contact
Stephanie Verseman Sr. Underwriter/SVP
Offered By
Availability 48 states
Covered
Not Covered
