Outdoors / Recreational Insurance Program

Offered by Breckenridge Insurance

Shooting Ranges Hunting Lodge Outdoors Canoe Kayak Guide Outdoor Shooting Range Archery Ranges Hunting Clubs Guides & Outfitters Hiking Dogsled


At Breckenridge Insurance, our dedicated team of experienced outdoors enthusiasts and insurance professionals work hard so others may play hard doing what they enjoy. We deliver an AM Best A Rated Carrier and a longstanding program that offers comprehensive solutions to insureds who are in the hunt/lease, rod/gun, guide/outfitter, resort/lodge, retail firearms and shooting range industries.



  • AM Best A+ Rated Carrier
  • Vast Industry Experience


  • Hunt/Lease – clubs, leased hunting land
  • Rod/Gun – clubs, indoor/outdoor rifle & pistol ranges, trap & skeet ranges
  • Campgrounds / RV Parks
  • Guides/Outfitters – hunting (including hog), fishing (including ice fishing), kayak & canoe, hiking/backpacking
  • Resorts/Lodges – hunting & fishing, destination
  • Gun Stores
  • Shooting Ranges
  • Skeet/Trap Shooting, Archery Range, Rifle/Pistol Ranges


  • Product: Property, general liability, inland marine, directors & officers, commercial auto, crime, cyber liability, umbrella coverages, and workers' compensation


    • Replacement cost & ACV valuation
    • Property enhancement endorsement available
    • Building coverage, business personal property coverage, equipment breakdown coverage, docks, ordinance of law coverage, business income, extra expense, spoilage and more are offered as coverage enhancements
    • A minimum of 80% coinsurance required.
    • Protection Classes 1-10

    Inland Marine:

    • Owned, leased, or rented mobile equipment used in the Insured’s operation.
    • I.E. Boats, ATV’s, Tools & Equipment

    General Liability:

    • $1MM Per Occurrence
    • $3MM Aggregate
    • Umbrella: Up to $5MM

    Commercial Auto:

    • Private passenger autos such as: cars, SUV’s, pick-up trucks, vans with 7 passengers or less
    • Personal, commercial, retail & service use
    • All vehicles must be licensed for road/street use
    • 100 miles or less radius
    • 20,000 lbs or less gross vehicle weight
    • Hired & non-owned coverage can be included
    • Symbols 7, 8 & 9 will be written
    • Maximum combined single limit of $1MM
    • Umbrella: Up to $5MM


    Cyber Liability

    • Up to $10MM

    Workers Compensation

    Certified Firearms Instructor Professional Liability

    Bureau of Alcohol, Tobacco, Firearms, and Explosives Defense Costs

Submission Criteria:

  • Completed ACORDs for all requested lines
  • Supplemental application
  • Website/Brochure of insured
  • Four year’s currently valued loss runs
  • Copy of the insured’s waiver
  • Hunt/Lease application

Listing Contact

Breckenridge Insurance

Offered By

Breckenridge Insurance

37 listings in 50 states + DC

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Availability 48 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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