Employment Practices Liability Insurance

Offered by Professional Liability Insurance Services, Inc. - Underwriting Facilities

Professional Liability Employment Practices Liability Employment Liability Wage And Hour Discrimination Harassment Equal Pay Employment Third Party Claims Human Resources


Policy Coverage Features Include:

  • Third-Party Events ADA Facility Accessibility Coverage Available
  • 50% Deductible Reduction (for qualified risks)
  • First Dollar Defense for EEOC Administrative Proceedings Coverage before the deductible applies (up to $2,500)
  • Not a Self Insured Retention but a True Deductible
  • FLSA Defense Sublimit Available in ALL States
  • Run Off Provision (automatic extended reporting period if operations sold or ceased before policy expiration)
  • Punitive and Exemplary / Liquidated Damages (where insurable)
  • Family Medical Leave Act (FMLA)
  • Equal Pay Act (EPA)
  • Worker’s Adjustment & Retraining Notification (WARN)
  • Reorganization/Downsizing
  • Prior Acts (additional premium for qualified risks)
  • 60 Day Reporting Period Condition for Claims Made and Reported within the Policy Period
  • Coverage for Independent Contractors Available by Endorsement

Underwriters are available by phone or email Monday through Friday 8:30 am to 5:30pm CST. No Voicemail

This information is issued as an aid to assist you in the overall understanding of the Policy. This is not part of the insurance contract and confers no rights upon you. This information does not amend, extend or alter the coverage afforded by the Policy. For a complete understanding of any insurance purchased, it is Underwriters’ assumption that you read the policy, declarations page and any endorsements, and discussed with your broker. Actual terms and conditions may be amended by endorsement or affected by state laws.


$4M Maximum Limit

$100K Minimum Limit

Has Pen

Carrier Information

Certain Underwriters at Lloyd's


Rating A

Rating By A.M. Best

Listing Contact

PLIS Product Team

Offered By

Professional Liability Insurance Services, Inc. - Underwriting Facilities

7 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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