Environmental Services Professional (ESP) coverage is provided for Professional Indemnity and Contractors Pollution Liability exposures on a combined or stand alone basis. Designed for environmental consultants and contractors, the policy provides for compensatory damages and legal costs arising from a breach of professional services; and / or third party liabilities (clean up or property damage / bodily injury) arising from or pollution caused by operations undertaken by the insured. Extensions to cover can include loss of documents cover, court attendance compensation, liabilities arising from the new Environmental Liability Directive and the liability of Directors and Officers of the insured.
Environmental GL Package coverage includes the General Liability, Contractors Pollution and Professional Liability coverages all with the same primary limits, and can result in significant premium savings by combining all of these coverage into the same policy. These policies generally include all of the same coverage as those provided in the CPL and ESP described above and most often enable the insured to purchase a following form excess liability policy to supply significant limits coverage when required. Underwriting guidelines for the environmental package will require that at least 50% of an insured's overall operations be related to environmental work. The product is not for the general or artisan contractor contractor with incidental environmental exposures. The CPL and ESP policies are meant for those risks with less environmental work.
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CEI Environmental Insurance
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