Sexual Abuse Liability is a specialty form of coverage specifically developed to provide protection against the financial losses and damaged reputation that can be associated with sexual misconduct or molestation allegations of vulnerable populations — such as children, people with disabilities, or the elderly.
Nonprofits Insurance Alliance (NIA) provides Improper Sexual Conduct and Physical Abuse Liability coverage that includes separate limits from General Liability, and is available in both an occurrence form and claims-made form.
This coverage extends to client-versus-client allegations and includes emotional distress arising out of sexual misconduct or physical abuse.
NIA currently insures more than 26,000+ nonprofits in 32 states and the District of Columbia, providing member-insureds with stable liability coverages and access to free or highly subsidized risk management tools, resources, and services.
Coverages include: General liability, directors and officers, business auto, non-owned hired auto, property, auto physical damage, improper sexual conduct, social service professional, liquor liability.
Organizations must be a 501(c)(3) nonprofit to be insured.
Rating A (Excellent)
Rating By A.M. Best
John Schmidt Director of Broker Relationships
Nonprofits Insurance Alliance
18 listings in 33 statesView Company
Availability 33 states