Specialty Property Earthquake Insurance Program

Offered by All Risks, Ltd.

Earthquake California Earthquake


All Risks provides Difference in Conditions insurance (DIC) including Earthquake, Earthquake Sprinkler Leakage and Flood to commercial entities with in-house binding authority for full value and primary limits of $16,000,000. This commercial earthquake insurance coverage is available to apartments, homeowners associations, hotels, motels, retail shops, office buildings, light manufacturing facilities, restaurants and more.

Program Highlights
  • $16,000,000 Full value and Primary limits with in-house binding authority
  • $100,000,000 maximum insurable values
  • Available Earthquake deductibles as low as 5% in CRESTA zones A & B and 2% in all other CRESTA zones and states
  • Flood deductible is $50,000 per occurrence and All Other Perils deductible is $25,000
Target Classes
  • Apartments
  • Homeowners associations
  • Hotels and motels
  • Retail shops
  • Office buildings
  • Light manufacturing facilities
  • Restaurants
Construction Type
  • Tilt-up construction – 1975 and newer
  • Wood frame construction – 1940 or newer in CA, 1950 or newer in all other states
  • All other types of construction – 1950 or newer in CA, 1960 or newer in all other states
  • Earlier construction may be accepted with evidence of sufficient Earthquake retrofit construction or adequate bolting to the foundation
Submission Requirements
  • ACORD form
  • Summary of the risk
  • Proposal summary with proposed effective date
  • Statement of Values (SOV) in Excel format


Offered By

All Risks, Ltd.

20 listings in 50 states + DC

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Availability 16 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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