Demolition Contractors

Offered by Amwins Underwriting

Demolition Contractors Demolition Salvage Excavation Wrecking Wreckers

Description

Amwins Program Underwriters, part of the Amwins Underwriting division, offers a Demolition Contractors insurance program that provides coverage for wrecking and/or salvage operations in most states.

Program highlights include: superior claims and loss control service, as well as local rating and underwriting.

We target demo contractors responsible for:
  • Wrecking building or structures
  • Salvage operations
*At least 75% of GL receipts must come from these classes

Other Allowable Operations (up to 25% of GL receipts)
  • Excavation
  • Grading of land
  • Recycling of construction debris
Ineligible Operations
  • No demolition contractors where more than 25% of demolition operations are subbed out to others
  • Wrecking ball and/or blasting performed by the insured
Coverages
  • General Liability
  • Automobile
  • Pollution
  • Excess
Availability
All states except Alaska and Hawaii

Limits
  • General Liability
  • General Aggregate $4,000,000
  • Products/Completed Operations Aggregate $2,000,000
  • Personal & Advertising Injury $1,000,000
  • Each Occurrence $1,000,000
  • Fire Damage $100,000
  • Medical Expenses $5,000
  • Contractors Pollution Liability Coverage available
  • Per occurrence deductibles of up to $25,000 either on an individual BI and PD basis as well as a BI/PD combined available
  • Auto - $1,000,000 CSL
Minimum Premium
$10,000 General Liability

Carrier
  • A.M. Best “A” rated carrier
  • Non-Admitted paper for GL and Excess
  • Admitted for all other lines
Requirements
  • 75% of operations must be derived from demolition-related activities
  • Completed industry standard application
  • Demolition Contractors Supplemental Application
  • Currently values loss runs for the past five years
  • Narrative of any losses in excess of $50,000
  • Current balance sheet and most recent audited financial statement including notes or D&B equivalent
  • Signed TRIA upon building
  • If employee leasing is done, a copy of the lease agreement
  • Copy of the safety program if one is in place
  • Details of all operations, including discontinued or sold operations, and new acquired operations
  • Current drivers list and MVRs

Carrier Information

Admitted

Non-Admitted

Rating A

Rating By A.M. Best

Listing Contact

Mark Coy

Offered By

Amwins Underwriting

64 listings in 50 states + DC

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Availability 49 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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