Vacant Property Insurance / Vacant Building

Offered by US Assure

Vacant Building Vacant Property Remodeling Vacant Dwelling Commercial Vacant Unoccupied Home Vacant Home Investment Property


US Assure's vacant structure product provides coverage for vacant residential and commercial structures and can be issued online. Property limits up to $5 million and General Liability limits up to $1 million are available. Multiple policy term options and premium installment payments are also offered on most accounts.

The vacant structure product is serviced by our dedicated, responsive team of experts, requires no premium commitment and competitive compensation is offered to retail agents and brokers.

Product highlights:

  • Rate, quote and issue policies online
  • Standard 12 month policy term, with short-term policies available
  • Policy can easily be converted should tenant occupancy change
  • One policy for multiple residential properties when located in the same state and requiring the same occupancy coverage need
  • Basic Form including vandalism
  • Special Form including theft and excluding theft
  • Pro-rata cancellations offered after three months earned premium
  • Premium installment payments availableDirect bill to customers, with optional credit card payment method or electronic check

  • Residential dwellings and commercial buildings that are completely vacant
  • All protection classes, when a fire station is located within six miles
  • Structures undergoing repairs, remodeling, or renovations at 15 percent or less than the total completed value or purchase price
  • Structures must have a value of at least $25 per square foot
  • Mobile homes anchored or on a permanent foundation
  • Individual condominiums or townhouse units


$5M Maximum Premium

Has Pen

Carrier Information

Diamond State Insurance Company


Listing Contact

Heather Crews Marketing Team Leader

Offered By

US Assure

6 listings in 50 states + DC

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Downloadable Files

Availability 49 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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