Vacant Property

Offered by American Modern Insurance Group


For a vacancy of up to a year, purchase a special policy:
Named peril protection - Your policy covers those causes of loss listed by name in your policy documents (fire, lighting, wind, hail, explosion, and others). It covers the essentials, but not everything.

Actual cash value loss settlement - For a total or partial loss, we settle at the actual cash value (ACV) of the loss, which takes depreciation into account when settling your claim.

Term - We write 3-, 6- and 12-month policy terms.

Eligible home types
• Home should be in fair or better condition, showing proper maintenance
• Up to four-family construction, with no age restriction
• Valued up to $500,000 (most states > $1M in a few)
• Renovations in process are accepted without surcharge

Shorter vacancies can be handled with an endorsement. More information can be found here.


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Offered By

American Modern Insurance Group

9 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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