Public Entity

Offered by Breckenridge Insurance

Schools Police Towns Municipalities Utilities Public Entities Fire Departments Educators Teachers Government


State and local governments need effective insurance now more than ever to protect them from costly losses at a time when budgets are stretched to the limits. The public entity professionals at Breckenridge Insurance Services know how to handle hard-to-place, standard and excess/surplus risks. We work with “A”-rated carriers and above that understand governmental risk.


  • A.M. Best A Rated or above
  • Offer a variety of first dollar and excess coverages
  • Provide high-value “Total Insurable Limits” for property coverag

Target Classes:

  • Municipal governments including boroughs, cities, towns, townships, and villages
  • States, Counties and Parishes
  • Government Districts including water, utility, library, fire, road and park districts
  • Governmental Insurance Pools
  • Educational Institutions including Public School Districts, Colleges, Junior Colleges, Tech & Trade Schools, and Private Schools

Lines of Business:

  • First Dollar and Excess Coverages:
  • Property and Inland Marine
  • General Liability
  • Boiler & Equipment Breakdown
  • Automobile Liability
  • Law Enforcement Professional Liability
  • Educators Liability
  • Public Officials Liability
  • Cyber Liability
  • Crime
  • Umbrella
  • Workers’ Compensation (Excess only)
  • Enhancements Include:
    • Failure to Educate Students
    • Incidental Medical Malpractice
    • Wrongful imprisonment and Incarceration
    • Sewer Backup
    • Punitive Damages (Where permitted by law)
    • Non Employment Harassment, including Sexual Abuse and Molestation
  • Liability Limits:
    • Breckenridge has the ability to quote liability limits up to $200MM. We provide high-value “Total Insurable Limits” for property coverage.

Additional Info:

  • Carriers are “A” rated or better.
  • Some carrier programs are only available through our Public Entity Group.
  • Depending on the program and coverage required, carriers can use “admitted” or “non-admitted” paper

Listing Contact

Breckenridge Insurance

Offered By

Breckenridge Insurance

38 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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