Public Entity
Offered by Breckenridge Insurance
Schools Police Towns Municipalities Utilities Public Entities Fire Departments Educators Teachers GovernmentDescription
State and local governments need effective insurance now more than ever to protect them from costly losses at a time when budgets are stretched to the limits. The public entity professionals at Breckenridge Insurance Services know how to handle hard-to-place, standard and excess/surplus risks. We work with “A”-rated carriers and above that understand governmental risk.
Highlights:
- A.M. Best A Rated or above
- Offer a variety of first dollar and excess coverages
- Provide high-value “Total Insurable Limits” for property coverag
Target Classes:
- Municipal governments including boroughs, cities, towns, townships, and villages
- States, Counties and Parishes
- Government Districts including water, utility, library, fire, road and park districts
- Governmental Insurance Pools
- Educational Institutions including Public School Districts, Colleges, Junior Colleges, Tech & Trade Schools, and Private Schools
Lines of Business:
- First Dollar and Excess Coverages:
- Property and Inland Marine
- General Liability
- Boiler & Equipment Breakdown
- Automobile Liability
- Law Enforcement Professional Liability
- Educators Liability
- Public Officials Liability
- Cyber Liability
- Crime
- Umbrella
- Workers’ Compensation (Excess only)
- Enhancements Include:
- Failure to Educate Students
- Incidental Medical Malpractice
- Wrongful imprisonment and Incarceration
- Sewer Backup
- Punitive Damages (Where permitted by law)
- Non Employment Harassment, including Sexual Abuse and Molestation
- Liability Limits:
- Breckenridge has the ability to quote liability limits up to $200MM. We provide high-value “Total Insurable Limits” for property coverage.
Additional Info:
- Carriers are “A” rated or better.
- Some carrier programs are only available through our Public Entity Group.
- Depending on the program and coverage required, carriers can use “admitted” or “non-admitted” paper
Listing Contact
Breckenridge Insurance
Offered By
Downloadable Files
Availability 50 states + DC
Covered
Not Covered
