Excess Residential Flood Insurance
Offered by AFR Insurance Services
Flood Deductible Flood Residential Flood Excess Flood Flood Zone CertificationDescription
- Powerful Solutions, Personal Approach -
At AFR Insurance Services, we help P&C agents secure excess residential flood insurance solutions for high-value homes and complex flood risks. Backed by more than 30 years of flood expertise, AFR delivers broad market access, responsive underwriting support, and flexible excess flood options designed to help protect residential properties beyond NFIP and primary policy limitations.
- Building Limits up to $30 million
- Contents Limits up to $5 million
- Multiple deductible options available
- Coverage solutions designed to sit above NFIP or private primary flood policies
- Broad underwriting appetite
Available Coverage Benefits
- Excess building and contents coverage
- Replacement Cost Coverage for building and contents
- Additional Living Expense coverage available
- Coverage options for high-value homes and secondary residences
- Flexible solutions designed to supplement primary flood policies
- Broader coverage options than standard NFIP limits alone
As a coverholder for Lloyd's of London, AFR provides access to private excess flood insurance solutions designed for residential properties with higher values, unique exposures, or coverage needs that exceed NFIP limitations. Policies are individually underwritten based on factors including location, elevation, flood zone, construction type, foundation type, occupancy, and prior loss history.
Target Properties:
- Single-family homes
- 1-4 family dwellings
- Secondary and seasonal homes
Additional property types and unique risks can be submitted for underwriting consideration.
Experience broad market access backed by leaders in the flood insurance space. At AFR, we operate from the understanding that your success is our success. We’ve built a lasting reputation by delivering responsive service, consultative expertise, and tailored flood solutions that help agencies better protect their residential clients.
Put AFR in your corner. Get Appointed
Details
Has Pen
Appointment Required
Carrier Information
Non-Admitted
Rating A or better
Rating By AM Best
Listing Contact
Johnny Catalano Agency Account Executive
Offered By
Availability 50 states + DC
Covered
Not Covered
