Auto Physical Damage (APD)
Offered by Reliable Transportation Association
Commercial Auto Physical Damage Truckers Physical Damage Physical DamageDescription
Reliable Transportation Association is a specialized MGA and program administrator delivering commercial auto insurance programs built for the operational realities of the transportation industry.
Physical Damage program is built around the needs of today’s trucking professionals—balancing flexibility for new ventures with competitive advantages for experienced operators.
Program Features:
- Collision coverage: repairs damage from accidents, regardless of fault.
- Comprehensive coverage: protects against non-collision risks such as theft, vandalism, fire, floods, severe weather.
- Flexible deductibles: choose deductible options, balancing affordable premiums with predictable out-of-pocket costs.
Eligible classes:
- Semi truck
- Box truck
- Dry van
- Flatbed truck
- Sprinter Van
- Flatbed
- Dump truck
- Reefer
Eligible Vehicles
- General Freight
- Last-Mile Delivery (≤26,000 lbs.)
- Refrigerated Goods hauling
- Hotshot trucking
- Dirt, Sand & Gravel
Agents are welcome to apply at https://unitedrta.com/
Offered By
Availability 33 states
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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