Commercial Flood Insurance Solutions
Offered by AFR Insurance Services
Commercial Flood Flood Flood Deductible Flood Zone Certification Private Flood Excess Flood Primary FloodDescription
Every commercial property presents unique flood exposures. That’s why we offer commercial flood insurance with flexible product offerings, broad underwriting appetites, and customized coverage structures designed to protect complex risks.
With 30+ years of flood expertise, we help you save your clients time and money all while reducing their financial exposure to flood loss.
Access Multiple Private Flood Markets
- Primary Commercial
- Excess Commercial
- Limits up to $30 million
- Multiple deductible options available
- Ability to schedule multiple buildings or locations on one policy
Comprehensive Commercial Coverage Options
Our policies are designed to meet the real-world needs of commercial property owners and investors.
- Real Property
- Contents
- Improvements & Betterments
- Replacement Cost (Building & Contents)
- Business Income Coverage
- Income Including Rental Value (INB & BI) for leased properties
- Builders Risk Coverage
Private Flood Insurance Advantage
As a coverholder for Lloyd's of London, AFR provides access to private commercial flood solutions that are often more competitively priced and broader in coverage than standard National Flood Insurance Program (NFIP) policies.
Each policy is individually underwritten and rated based on:
- Property location
- Flood zone
- Number of stories
- Construction & foundation type
- Prior flood history
This ensures precise pricing and coverage tailored specifically to each commercial risk.
Target Commercial Properties
- Hotels/motels
- Shopping centers
- Restaurants
- Light manufacturing
- Apartment complexes
- Office buildings
All other commercial property types are welcome and can be submitted for approval.
Why Partner With AFR?
Gain broad market access backed by leaders in the flood insurance space. We operate with one principle in mind: your success is our success. Our reputation is built on responsiveness, underwriting expertise, and delivering commercial flood solutions that perform when it matters most.
Put AFR in your corner. Get Appointed Today.
Details
Has Pen
Appointment Required
Carrier Information
Non-Admitted
Rating A or Better
Rating By AM Best
Listing Contacts
Johnny Catalano Agency Account Executive
+2 more contactsOffered By
Availability 50 states + DC
Covered
Not Covered
