Homeowners Associations

Offered by Specialty Programs & Facilities Managers, Inc. (An AmWINS Group Company)

Homeowners Associations HOA Homeowners Associations (HOAs) Real Estate Commercial Real Estate Residential Property Commercial Insurance Package


Specialty Insurance Advantage (SIA) is our insurance programdesigned for property owners and managers of commercial and residential real estate offering property, general liability, premises environmental liability, and umbrella coverage for apartments, HOAs, mixed used and commercial LRO. Program highlights include blanket property limits, no coinsurance (built-in coverages such as building ordinance and earthquake sprinkler leakage), and no general liability deductible. This program is managed by Specialty Programs & Facilities Manager (SPFM), an AmWINS Group company.Target ClientsAny size accountin AZ, CA, CO, NV, OR, UT and WACoverages
  • Property
  • General Liability
  • Premises Environmental Liability
  • Umbrella

  • $750,000,000 Blanket Limits for Property, with dedicated limits for HOAs
  • $1,000,000/$2,000,000 per occurrence, per location in the aggregate for GL
  • $250,000 per loss per location/$250,000 aggregate per location with a $25 million program aggregate for premises environmental liability
  • $5,000,000 to $25,000,000 per occurrence/aggregate for umbrella

A+ XV rated

  • Five-year loss history running 50% or less
  • Risks with water damage claims subject to underwriting review


$750M Maximum Limit

Carrier Information



Listing Contact

Kathleen Turknette President, SPFM

Offered By

Specialty Programs & Facilities Managers, Inc. (An AmWINS Group Company)

8 listings in 7 states

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Availability 7 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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