Smoke & Vape Shop Program

Offered by Breckenridge Insurance

Smoke Shops Vape Shops Vape Vapor Shops Vaporizers Vape Product Liability Ecigarette


Coverage designed by those in the smoke and vape shop business.

The team at Breckenridge Insurance understands the challenges of smoke and vape shop owners as our program was created by an innovator in this unique and emerging industry. With an AM Best A XV Rated Carrier, we deliver a program solution that supports industry growth while protecting the interest of those pioneering this space.


  • Smoke & vapor shops
  • Ancillary shops that sell cigars, cigarettes, vaporizers and related merchandise including take home gifts and blown glass accessories
  • Stores up to 5,000 square feet
  • Gross receipts up to $2.5MM per store


  • $1,350 Minimum Premium
  • Included: General Liability, Property, Business Personal Property, Loss of Income, Personal & Advertising Injury
  • Property coverage up to $2MM with deductible options from $500 to $25,000
  • General Liability coverage up to $1MM per occurrence and $2MM aggregate
  • Available: Theft up to $75,000, Sign, Glass and Electronic Data Processing Hardware, Property Enhancement Endorsement
  • Workers’ Comp coverage available in certain states


  • Simple transition process if currently insured
  • Receive a quote within one business day
  • Responsible and reliable claims handling

Submission Criteria:

  • Completed application
  • Loss runs 2 years
  • For added coverage options, additional forms may apply

Related Programs:

Listing Contact

Breckenridge Insurance

Offered By

Breckenridge Insurance

34 listings in 50 states + DC

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Availability 48 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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