Homeowner Association Package

Offered by Coastal Insurance Underwriters

Homeowners Associations Wind Common Area Program


Take advantage of the easiest homeowner association 'common area' program available. We have created the ultimate ease of doing business one step rating platform where you can obtain a rate indication and receive underwriting approval in minutes.

• Property with wind (most areas outside Citizens Coastal windpool)
• Property Excluding Wind
• General Liability
• Hired/Non-Owned Auto
• Crime (Employee Dishonesty)
• Enhanced Directors/Officers Liability
• Umbrella
• Enhanced Property Extension
• Enhanced General Liability Extension
• Employee Benefits Liability Option
• Pesticide/Herbicide Liability Option

Coverage Highlights
• AM Best rated insurer
• Quick online quoting for all coverages
• All construction types eligible
• Most territories eligible for wind
• 1970 or newer considered
• 1% and 2% named storm deductible available
• Disappearing AOP deductible option
• Competitive pricing
• 15% commission
• $750 minimum premium

Other Eligible Classes
• FS 617 not-for-profit common areas

2 extension endorsement flyers attached below the map.


$4M Maximum Premium

Has Pen

Appointment Required

Carrier Information


Rating AXV

Rating By AM Best

Listing Contact

Sim Bridges Managing Director

Offered By

Coastal Insurance Underwriters

8 listings in 5 states

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Downloadable Files

Availability 3 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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