Environmental

Offered by Orchid Insurance

Environmental Professional Liability Environmental Business General Liability Property Owners Commercial Insurance

Description

Because standard commercial general liability policies provide little protection for pollution accidents, Orchid offers environmental insurance to property owners that covers loss or damages resulting from unexpected releases of pollutants. This type of coverage fills in the gaps created by pollution exclusions in liability and property insurance policies for sites that have been inspected and found uncontaminated. Coverage typically includes statutory clean-up requirements and bodily injury and property damage third-party claims as well as legal expenses from pollution or contamination incidents. Optional coverages might include:

  • Non-owned waste disposal sites
  • Transportation of pollutants as cargo
  • Business interruption
  • Loss of rents
  • Extra expense
  • Reputational damage
  • Midnight dumping on insured locations
  • Coverage for fungi/bacteria as defined pollutants
  • Amended definitions of cleanup costs for contaminates that are not regulated as hazardous materials (fungi/bacteria)

Details

Appointment Required

Carrier Information

Multipl Markets Available

Admitted

Non-Admitted

Rating A- or Better

Rating By A.M. Best

Listing Contact

Orchid Insurance

Offered By

Orchid Insurance

39 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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