Difference in Conditions (DIC) Endorsement
Offered by Pacific Specialty Insurance CompanyDifference In Condition
Who Should Apply:
Anyone who doesn’t qualify for an H0-3, DP-2 or Mobile Home policy because of brush, forested areas, protection classes 9 or 10 or proximity to brush….
Dwelling located in or near brush areas, forested areas, or any areas of increased fire hazard (native brush must be cleared 500 feet from the premises).
H0-3, Maufactured and DP-3 policy dwellings with a Fireline score higher than 3 and/or located in Protection Class 9 or 10 are unacceptable, unless DIC is applied and all of the following conditions exist:
A California FAIR Plan or equivalent policy is concurrently in-force for the same premises.
Rating A- (Excellent)
Rating By AM Best
Pacific Specialty Insurance Company
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