Inland Marine

Offered by Orchid Insurance

Inland Marine Personal Articles Floaters Personal Lines


Inland Marine originally started in a time when most cargo was transported via waterways. Insurers at that time provided a broad coverage for items onboard, no matter how it was damaged or lost. Since other forms of transportation have been introduced, Inland Marine insurers added coverage for new items and technology. Today Inland Marine is a policy designed to provide the broadest level of coverage for items such as jewelry, furs, wine, fine arts, and more. Orchid has a wide variety of coverage options for our standalone Inland Marine products.

 About Inland Marine

  • No minimum per item required for scheduled coverage, but
    minimum premium is $250
  • Appraisals are needed on items over $100,000 within the last
    5 years
  • Offers both blanket and scheduled coverage

Worldwide Coverage

  • Coverage applies anywhere in the world. When clients are on
    vacation, items such as jewelry and cameras are covered.

 Replacement Cost Coverage

  • We’ll pay the cost to repair or replace clients’ property,
    without deduction for depreciation. The policy insures against theft and
    accidental direct physical damage to covered property, with only a few
    limitations and exclusions.


  • Generally there is no deductible, although deductibles are

 Other Details

  • Fully comprehensive all risks of physical loss or damage
    cover, including accidental damage
  • Automatic cover for new acquisitions up to 25% of collection
  • Defective Title cover
  • Fakes and Forgeries cover


Appointment Required

Carrier Information

Multiple Markets Available


Rating A- or Better

Rating By A.M. Best

Listing Contact

Marketing Department

Offered By

Orchid Insurance

33 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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