Artisan Contractors

Offered by Orchid Insurance

Artisan Contractors Commercial Insurance


Orchid specifically designed this product to accommodate the coverage and pricing needs of a wide variety of artisan and trade contractors risks.

Product Features:

  • Admitted in most states
  • Broad eligibility to include:

                    o   40 eligible classes of artisan and trade contractors

                    o   New ventures

                    o   Risks with no prior liability coverage or a lapse in coverage

                    o   Up to 50 percent subcontracted work

                    o   Exterior work up to four stories

  • Competitive pricing

                    o   Additional rate credits available based on favorable risk characteristics

Coverage Features:

  • Commercial general liability

                    o   Limits available to $1,000,000 occurrence/$2,000,000 aggregate

                    o   No liability deductible

                    o   Blanker additional insured coverage available

                    o   Waiver of subrogation available

                    o   Primary and noncontributory wording available

                    o   Ability to add coverage for tools and contractors equipment.

                    o   Expanded definition of bodily injury to include sickness or disease caused                             by mental anguish or emotional distress

                    o   Subcontractors are not required to name our insured as an additional                                    insured or to carry equal limits

  • Commercial excess general liability or umbrella is available with limits up to $5,000,000

Submitting your risk to Orchid has never been easier. Simply e-mail your commercial submissions (ACORD'S, SOV's, Supplementals, Loss Runs, etc...) to


Appointment Required

Carrier Information

Multiple Markets Available



Rating A- or Better

Rating By A.M. Best

Listing Contact

Marketing Department

Offered By

Orchid Insurance

39 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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