Vacant Property Program

Offered by Breckenridge Insurance

Vacant Property Vacant Property Schedules


We have your vacant properties covered.

The specialty property team at Breckenridge Insurance has extensive experience in covering vacant properties nationwide and has partnered with a A.M. Best A+ (Superior) carrier to cover all your insureds needs.


Target Classes:

  • All types of vacant buildings
  • Will work to offer some type of solution through the use of coverages, terms, rates, and limits


  • Windstorm and hail exposures in tier 1 or tier 2 counties
  • Severe brush fire exposures


  • No TIV restrictions
  • No co-insurance with adequate insurance to value
  • Flexibility to modify the coverage
  • Limits: Primary, Excess, and Full
  • ACV (Actual Cash Value)
  • RCV (Replacement Cost Value)


  • A.M. Best A+ (Superior)
  • Experienced Property Underwriting Team
  • Available to help you grow your property E&S book.
  • Timely response delivered to agent requests and submissions.

Submission criteria:

ACORD form:
  • ACORD property application
  • Vacant Building Application, if applicable
  • Statement of values
  • For multiple locations: breakdown of values per building
Loss runs:
  • Minimum of three years of hard-copy loss runs
  • No loss letter signed by insured if a new purchase

Listing Contact

Breckenridge Insurance

Offered By

Breckenridge Insurance

39 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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