Real Estate

Offered by Osprey Underwriters

Real Estate Condominiums Renters Insurance Vacant Building Vacant Land Vacant Home Real Estate Agents E&O Property Managers E&O Lessor's Risk Lessors Risks

Description

ABOUT THIS COVERAGE:
• Financial stability of a carrier rated A++ by A.M. Best
• Available on an admitted and non-admitted basis


1-4 FAMILY DWELLING PRODUCT: 

Designed for one-to-four family tenant occupied dwellings and two-to-four family owner occupied dwellings. Our product is available on either a DP-1 Basic Form or DP-3 Special Form. Maximum total insured value for property of $1,000,000 and liability limits up to $1,000,000 are available.


CONDOMINIUM UNIT OWNERS PRODUCT:

Available for owner or tenant occupied condo and/or cooperative units. Short-term (nightly, weekly, monthly) and seasonal rentals and occupancies are eligible for coverage. Our HO-6 product is available with Coverage A limits up to $500,000 and contents limits up to $200,000. Loss of rents and loss assessment coverages are available up to $50,000 and liability limits are available up to $1,000,000. 


RENTERS AND SENIOR TENANT PRODUCT:

Available for residential renters of apartments, mobile homes, or dwelling units. Our HO-4 product is available with contents limits up to $200,000 and liability limits are available up to $1,000,000. Enhancement endorsements available include a pet damage extension and renter’s protection plus endorsements.


VACANT BUILDING (PERSONAL LINES):

Our Vacant Building product is designed for your residential vacant homes or condos. Our product can be quoted for 3, 6, 9 or 12-month policy terms as either monoline or as a package with no restriction on length of vacancy. Special Form and replacement cost are available for properties 25 years or newer. Both Special and Basic Forms include vandalism coverage.


VACANT BUILDINGS AND VACANT LAND (COMMERCIAL LINES)

• No restriction on the length of vacancy
• Total insurable value range from $3 million to $5 million
• Can consider vacant land, vacant buildings, partially vacant buildings, vacant condo units, vacant leased space and risks with renovations – commercial or residential risks eligible
• No minimum earned premium, even for short-term policies


PROPERTY MANAGERS ERRORS AND OMISSIONS

Product Features:
• Coverage for the management of the insured’s personally owned property
• Ability to package errors and omissions, tenant discrimination, employment practices and general liability and business personal property
• Wrongful eviction coverage automatically provided for residential properties

Classes:
• Commercial
• Residential


REAL ESTATE AGENTS ERRORS AND OMISSIONS

Product Features:
• Defense outside limits
• Coverage for leasing/property management services
• Environmental Pollutants coverage

Classes:
• Commercial (up to 40 percent)
• Residential

Details

Has Pen

Carrier Information

Admitted

Non-Admitted

Rating A++

Rating By A.M. Best

Listing Contact

Osprey Underwriters Underwriting

Offered By

Osprey Underwriters

20 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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