Personal Excess Liability
Offered by Orchid Insurance
Personal Umbrella Excess Personal Liability Personal Liability High Net Worth UmbrellaDescription
Excess liability insurance is a critical component of the personal risk management portfolio. It responds when the underlying liability limits of the various other policies have been exhausted. Orchid’s leading carriers such as Chubb, AIG, Nat Gen Premier and Vault offer extensive coverage for your most discerning clients. Here are a few key features Orchid can provide:
Comprehensive Coverage – Broad protection in the event that a liability loss exceeds the coverage limits provided by the primary insurance policies
Worldwide Coverage – Receive worldwide protection for personal injury (including libel and slander) and property damage; coverage also is provided for owned and non-owned vehicles, homes and watercraft.
Defense Costs – Coverage for defense costs and attorney fees are paid outside of policy limits
High Limits – Up to $100 million in coverage
Uninsured/underinsured Coverage (optional) – Coverage is available for accidents involving underinsured or uninsured drivers
Employment practices liability insurance (optional) – For those with private staff, protects against allegations such as sexual harassment, wrongful termination and discrimination
Not-for-profit board liability coverage (optional) – Coverage is available for those who sit on the board of a not-for-profit organization
Details
Appointment Required
Carrier Information
Multiple Markets Available
Admitted
Non-Admitted
Rating A- or Better
Rating By A.M. Best
Listing Contact
Marketing Department
Offered By
Availability 50 states + DC
Covered
Not Covered
